These Terms and Conditions ("Terms") govern your use of the website operated by Xythivance ("us", "we", or "our") and the financial planning services we provide.
By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or engage with our financial planning services. Our services are available only to individuals and businesses who can form legally binding contracts under applicable law.
Our financial planning services, including budget planning, investment strategies, and retirement planning, are provided through personalized monthly subscription packages. You are responsible for providing accurate and complete information during the registration process and for keeping your account details up to date. We reserve the right to refuse service to anyone for any reason at any time.
Payments for our services are processed through secure third-party payment providers. Subscription fees are billed monthly in advance, and you authorize us to charge your chosen payment method automatically. If a payment fails, we may suspend your access to services until payment is received. All fees are non-refundable unless otherwise stated or required by South Africans law.
You may terminate your subscription at any time by contacting us at info@xythivance.com. Upon termination, you will retain access to services until the end of your current billing cycle, but no refunds will be provided for partial months. We may also terminate or suspend your account for violations of these Terms, including non-payment or misuse of our services.
We strive to provide accurate and reliable financial advice, but our services are not guaranteed to meet your specific financial goals. You acknowledge that financial planning involves risks, and we are not liable for any losses or damages resulting from your use of our services, except where such liability cannot be excluded under South Africans law. For further details, please review our Disclaimer.
We may modify these Terms at any time, and changes will be effective upon posting to our website. We will notify you of significant changes via email or through a notice on our website. Your continued use of our services after such changes constitutes acceptance of the updated Terms. If you have any questions about these Terms, please contact us at info@xythivance.com or +61 4 8810 4229.
These Terms are governed by the laws of South Africa. Any disputes arising from your use of our services will be subject to the exclusive jurisdiction of the courts of South Africa. Our failure to enforce any part of these Terms does not constitute a waiver of our rights. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full effect.