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The information provided on this website is for general informational purposes only and does not constitute financial advice. Xythivance provides financial planning services but does not guarantee specific financial outcomes. All financial decisions should be made based on individual circumstances and professional consultation. Past performance does not indicate future results. The content on this website is current as of the publication date and may be subject to change. Users should seek independent professional advice before making any financial decisions. Xythivance is not liable for any losses or damages arising from the use of information provided on this website. All services are subject to our terms and conditions. South Africans Financial Services regulations apply to all services provided.